SMS program terms

SMS Terms and Conditions

These terms explain the voluntary text-message program offered by Michael DuBois for people who separately choose SMS updates about their mortgage inquiry.

Program name and purpose

Michael DuBois Mortgage SMS is a customer-care and appointment-scheduling program for people who separately opt in through a Michael DuBois mortgage inquiry form. Messages may include a follow-up about the inquiry, general educational guidance, scheduling options, appointment confirmations, and reminders. Messages are sent by Michael DuBois or Ava, Michael DuBois’s AI assistant, from a Michael DuBois business number.

Your choice to receive messages

Consent to receive SMS messages is not required to request information or a quote. You opt in only by selecting the separate, unchecked SMS consent checkbox when you submit a quiz. Message frequency varies. Message and data rates may apply.

Help and opt out

Reply STOP, END, CANCEL, UNSUBSCRIBE, or QUIT to stop. We will confirm the opt-out and will not send further program messages unless you later opt back in through an approved method. Reply HELP for help. For support, call (561) 305-0267, email mike@stonebridgemortgage.com, or visit michaelduboisloans.com/contact.

Message content and carrier notice

Text messages are not a secure channel for sensitive financial information. Do not send Social Security numbers, dates of birth, income records, bank information, account information, documents, or other sensitive personal data by text. Michael and Ava do not provide a loan application link, quote specific mortgage terms, or make approval promises by text. Carriers are not liable for delayed or undelivered messages.

Privacy

See the Privacy Policy for how consent, mobile numbers, and message records are handled.